Saving, paying off debt among 
best uses for tax refunds

The word “windfall” brings to mind tantalizing images of a monster lottery payout or a huge, unexpected inheritance. But this month we’re thinking of a windfall that’s a little smaller and a lot more common: the tax refund.

Consider the protections of renters insurance

The Insurance Information Institute reports that while the majority of homeowners have homeowners insurance, a whopping 69 percent of those who rent do not have renters insurance.