I am 79 years old, still working in civil service and have more than $100,000 in the Thrift Savings Plan G fund. Should I transfer to the F fund? – Joseph


While we don’t know nearly enough about you and your financial situation to make a specific recommendation, we can say that having a guaranteed investment like the G Fund as a big part of your portfolio is a nice option. That’s especially the case when the world seems upside down and the markets are crazy. If you do make changes, such as transferring some money over to the F Fund, we like the idea of making the transfer over time rather than in one fell swoop. And we certainly would not totally abandon the G Fund for the other options within the plan – none, which offer the same safety and stability.