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USAA is The American Legion's preferred provider of financial services. Offering a range of top-rated financial and insurance products and services. USAA welcomes honorably discharged U.S. military veterans, active-duty troops and qualified family members and descendants of those who have served. USAA contributes funds to American Legion programs when members join through a dedicated channel: or by calling toll-free at 1-877-699-2654.

Financial Questions & Answers

Financial Questions & Answers


Is life insurance coverage available for me at age 83 and, if so, how much? – Raymond


There’s no single answer to your question. Each life insurance company has different types of policies with different specifications and limitations. Typically, when you buy life insurance you will have to go through both a medical and financial underwriting process. The medical part is pretty easy to understand – questions and exams to determine your health situation. The financial part has to do with the second part of your question, “how much?” Ultimately, you must have an “insurable interest”– a financial reason for buying the life insurance. The bottom line is that if you’re interested in life insurance you’ll have to do some research. We can tell you that with USAA Life Insurance Company at age 83 you would be eligible, subject to the above mentioned underwriting, for permanent coverage, but not term life. If you want to find out more you can give our folks a call at 877-699-2654.