Hmmm, that’s an interesting question. I guess we’d answer it with some questions of our own. First and foremost, “how are things going?” Do you have periodic reviews with your advisor in which you review your investments in the context of your overall financial situation? How is your retirement income plan progressing? Is it sustainable? If you’re unsure as to the answers or just generally uncomfortable there’s certainly nothing wrong with getting a second opinion. We would look for a “fee only” financial planner. In this case, you’d hire a Certified Financial Planner practitioner solely to review your overall financial situation. This planner’s role would not be to manage your portfolio, take over your accounts, or sell you anything, but to provide feedback and advice relative to where you are right now. It may be that you’re on easy street, but the fact that you’re asking may mean a fresh set of eyes would be helpful. USAA does have a team of financial planners that could assist, 877-699-2654.