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USAA is The American Legion's preferred provider of financial services. Offering a range of top-rated financial and insurance products and services. USAA welcomes honorably discharged U.S. military veterans, active-duty troops and qualified family members and descendants of those who have served. USAA contributes funds to American Legion programs when members join through a dedicated channel: or by calling toll-free at 1-877-699-2654.

Financial Questions & Answers

Financial Questions & Answers


Can you tell me the rate on purchasing a new and used vehicle? – Watson


While today’s low interest rates can be a headache for folks looking at their savings account or CD rates, for you the news is a lot better! Typically, used car loans are a bit more expensive than loans for new cars, but either way, now is a great time to be in the market for a car loan. As with all loans, the rates and availability will be largely influenced by your own credit situation. If you have a good credit score, you should be able to get a new car loan for around 2 percent and a used car loan for around 4 percent. And as has been the case in recent history, many auto manufacturers are offering zero percent loan deals on new cars for folks with clean credit records.