While today’s low interest rates can be a headache for folks looking at their savings account or CD rates, for you the news is a lot better! Typically, used car loans are a bit more expensive than loans for new cars, but either way, now is a great time to be in the market for a car loan. As with all loans, the rates and availability will be largely influenced by your own credit situation. If you have a good credit score, you should be able to get a new car loan for around 2 percent and a used car loan for around 4 percent. And as has been the case in recent history, many auto manufacturers are offering zero percent loan deals on new cars for folks with clean credit records.