Rates remain historically low and we think that refinancing, whether a primary mortgage or a home equity loan, is certainly worth a look. In the same vein, there are folks out there that might benefit from turning their home equity lines of credit into fixed loans. In all cases, the idea is to take advantage of these low rates while you can. Since the availability of a new home equity loan or a refinance of an old one will be dependent on the loan amount, the value of your home, and any outstanding mortgage debt, your credit situation and current rates, we can’t give you a specific quote. But we certainly encourage you to give our advisors a call at (877) 699-2654 or visit www.usaa.com to check out our rates.