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USAA is The American Legion's preferred provider of financial services. Offering a range of top-rated financial and insurance products and services. USAA welcomes honorably discharged U.S. military veterans, active-duty troops and qualified family members and descendants of those who have served. USAA contributes funds to American Legion programs when members join through a dedicated channel: or by calling toll-free at 1-877-699-2654.

Financial Questions & Answers

Financial Questions & Answers


Will my Air Force medical benefits or retirement pay go down when I turn 66 and become eligible for Social Security? If so, how much will change? How (if at all) are my medical benefits affected by Medicare? - Wally


Let’s start with your medical benefits. As you probably know when you become eligible for Medicare you generally must have both Medicare Part A and Part B to remain TRICARE-eligible. For most people, this happens at age 65. Thus, you’ll have to enroll and pay the required premiums for Part B to be eligible for TRICARE For Life (TFL). This whole transition should be relatively seamless — we haven’t heard a lot of complaints from folks transitioning from TRICARE to TFL.

The big "change" will be that TRICARE will be secondary to Medicare for services covered by Medicare. Unlike your healthcare benefits, you shouldn’t see any change at all with respect to your military retirement. You’ll officially be "double dipping!"