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USAA is The American Legion's preferred provider of financial services. Offering a range of top-rated financial and insurance products and services. USAA welcomes honorably discharged U.S. military veterans, active-duty troops and qualified family members and descendants of those who have served. USAA contributes funds to American Legion programs when members join through a dedicated channel: or by calling toll-free at 1-877-699-2654.

USAA Questions & Answers

Financial Questions & Answers

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Estate Planning

We are 18 years into a our second marriage and might have a need for a QTIP trust. Can you give us more information about it? Thanks. -HC & Lee
I’m thinking of adding my sons to the deed on my home for my living trust will. If I do, will my home be protected if I should go into a nursing home or can it still be sold for expenses by the government (Medicare/medical)? Also, since I am on disability and don’t really need the deductions at this point in my life, once I do add my sons to the deed, can either one of them pay the taxes and claim the full property tax deduction? I know they can’t benefit from the interest because they’re not on my loan, but since the taxes are not in escrow and paid separately each year, can they claim the deduction as long as it’s agreed upon by myself and the others? -John
I would like to increase my credit score to 680 or above. What would be the best approach to take? Should I get a financial adviser to help sort out all my debts or simply take on the task myself. – Jose
I only want $25,000 life insurance. What is cheapest, term or permanent. Do you have any? – Dennis
Where can I get cheap help to write my will? I also want to know about survivor benefits for my wife. – Donald