You're working, and you've got a family that depends on you - both now and down the road. Where do you invest your money? Do you borrow against the equity in your house? Through a preferred provider relationship with USAA, The American Legion can provide expert financial advice to just about any question.
If your wife predeceases you, your Social Security benefit would increase and be equivalent to her current benefit, $992 per month. On the other hand, if something happens to you first, she would just continue to receive her Social Security because it’s the largest benefit … it would not be changed. In the event of either of your deaths, your overall Social Security income would drop by the equivalent of your benefit, but the system provides a bit of protection for the lower wage earning spouse which is why you would receive her larger check.