There has been a dramatic increase in online shopping and emails or texts from friends and family.
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During the summer season, the Internal Revenue Service (IRS) reminds consumers to protect themselves from potential identity thieves. There has been a dramatic increase in online shopping and emails or texts from friends and family.
Be aware of common scams The IRS states, "We urge people to be extra careful with their personal and financial information during this period while shopping online or getting suspicious emails or texts. Taking a few simple steps can keep people from becoming victims of identity theft and protect their sensitive personal information needed for tax returns and refunds."
Identity thieves continue to update and enhance their strategies, always attempting to obtain personal and sensitive information. This information may then be used to file a fraudulent tax return and claim a refund.
Here are the IRS’ “Top Seven Security Tips”:
Security Software All computers, tablets and mobile phones should have security software that is regularly updated. Parents should be cautious with the electronic devices of teens and younger children. All computers should have anti-virus software that protects against malware.
Phishing Scams The most common way identity thieves steal personal data is through emails that contain phishing links. If you do not know the sender, do not open a link or click on an attachment. Many phishing emails this year will likely focus on the new tax bill.
Strong Passwords You should use strong passwords. Many individuals use a phrase or a series of words that can be easily remembered. An excellent option is to use a password manager on your smartphone.
Two-Factor Authentication Many email providers and social media sites offer two-factor authentication. Nearly all banks and financial institutions also enable you to use this security option. You enter your password and receive a six-digit code on your phone. Entering both a password and the phone code ensures a higher level of security.
Public Wi-Fi Be careful when using public Wi-Fi. Your home Wi-Fi is normally protected with a password. However, public Wi-Fi is frequently accessed without one, which allows identity thieves a chance to monitor your session. This could give the thief the opportunity to learn your logins and passwords for key accounts.
Backup Files Your computer and smartphone contain extensive information. You may want to use a cloud service or an external hard drive to back up information. You can use a search engine to learn about "backup computer options."
Virtual Private Network A VPN is a secure way to connect to your office network. The VPN protects the data transferred back and forth from being viewed by an identity thief.
You may also want to consider viewing YouTube videos from the IRS for more tips. Two of the more popular are "Easy Steps to Protect Your Computer and Phone" and "Avoid Phishing Emails." The videos are concise and informative.
The American Legion’s Fund Development program is a way of establishing your legacy of support for the organization while providing for your current financial needs. Learn more about the process, and the variety of charitable programs you can benefit, at legion.org/plannedgiving. Clicking on “Learn more” will bring up an “E-newsletter” button, where you can sign up for regular information from Planned Giving.
- Planned Giving